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Other Sources of Income
Another way of increasing the speed with which you are able to pay off your debts and start
saving is to increase your income. Sounds like a simple concept, but as we all know it’s not so
easy to do. There are a number of things you can do here, almost all of them will require hard
work on your part, but then again, “Nothing worth having comes easy”. A few ideas are listed below:
Finish your education to secure a higher paying job.
Get a second job.
Ask your current employer for a raise.
Try your hand at doing something on the Internet to increase your income. There are
many things you can do on the Internet to increase your income (such as writing a guide
like this), the trick is to find them.
Invent something.
Invest in real estate.
The drawback to all of these is that you really have to have money available to you, either your own or
someone else’s, to start. Often the government has grant and loan programs to help with this (the
Small Business Administration is a great source of grants and loans for small businesses).
Local, county or federal low-income programs are also available, if necessary, and local charities are
good sources of added income. We should earn our own way and not depend on other people.
Sometimes, however, we have no choice and are forced to accept this. This is fine to get through
tough times, but not so we can be lazy and never work again. We need to remember that the money is
coming from someone else’s hard work. Government handouts are bad for the economy and the country
and are a HUGE part of the reason the federal and state budgets are so big. They’re a big reason our
taxes are so high. So, use them if you need them, but ONLY for as long as absolutely necessary to get
back on good financial ground. Government grants mean financial independence and loss of freedom,
since grants normally come with strings attached. You really don’t want to be dependent on anyone else
for your well being. It’s a great feeling being financially independent. Financial independence gives
personal freedom.
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